FHA Loans

FHA Loan:

We are your San Antonio FHA lender with the expertise and experience necessary for a smooth FHA transaction.  Our staff prouds themselves on being your go to lender on all government financing options.


FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development. 

  • Required downpayment is 3.5%.
  • Property taxes and homeowner's insurance included in monthly payment.
  • Allows lower credit scores than conventional loans.
  • Allows the downpayment and all closing costs to come from a gift.
  • Gifts require very specific documentation; call for details.
  • Owner occupied only.
  • Can refinance with lower equity requirements than conventional.
  • Maximum loan amounts vary per county.
  • No cash out in state of Texas
  • Has upfront mortgage insurance which can be financed into loan amount and monthly charge as well.



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Heidi, we want to express our gratitude for your help in the acquisition of the home on XXXX. We mostly appreciate that you and Angie put in the extra effort to help us. You and Angie went above and beyond what is typically expected of mortgage brokers. We will never forget the time and support you both gave us.

After a bad experience with another mortgage company, this was a very pleasant, smooth, less stressful experience.

I congratulate you and your company on the process to process my refinance on my mortgage. It was painless and fast which is in contrast to some other companies. I have applied with over the past year to find a lower mortgage rate. I will recommend Trinity Mortgage to any of my friends that are looking for mortgage services.